At which bank is it profitable to take a car loan for a new foreign car?



The author posted a question in Business, Finance

At which bank is it profitable to take a car loan for a new foreign car? and got a better answer

Response from
praise Raffeisen?

Response from 0[+++++]
praise Raiffeisen

Response from 0[+++++]
Any except Russian Standard.

Response from 0[+++++]
It's not very profitable to take out a car loan, but it's better to save up and buy a car with cash. They often take loans from Raiffeisen and Gazprom

Response from 0[+++++]
it is more advantageous to take an installment with no interest from the dealer

Response from 0[+++++]
As an option there are special programs at dealers together with Dank when the rate is really below the market average Such programs are compensated by the automakers themselves as part of demand stimulation models such as the Renault Megane program but as a rule it is easier to take a loan as the car loan requires comprehensive insurance at not the most favorable rates

Response from 0[+++++]
Often car dealerships offer certain brands of cars at the bank's preferential terms. Find out if you can get a better deal at a car dealership. These brands include Nissan, Opel, Toyota, etc. One small condition - the dealer must be an official supplier of this brand, and the down payment is about 25-50 If you are not entirely comfortable looking for a car dealership with free installments, but first count all by itself - but for the installment of this amount can nabezhayut Avoid showrooms selling only on credit - their prices are very tempting, but all this is more than offset by the interest on the loan. Another option would be to take money for emergency needs, in which case the interest is higher, but you have the owner's license plate in your hands, and the insurance you choose yourself, rather than that which the bank will require, and you can sell the car. Among the positive ones is Sberbank - but the interest is higher than in other banks.

Response from 0[+++++]
First you need to choose a car and the car dealership where you want to buy. In a car dealership there are always many loan programs - it will be cheaper and more convenient. In addition, the bank will be advantageous to the car dealership in the delivery and processing of your car purchase for you. By far the most profitable is factoring - buying debt - in other words, installment payments. It has the lowest credit interest. I recommend: AKB Ekstrobank, Sobinbank. Go to their Internet sites and talk to the credit managers.

Response from 0[+]
Generally it is better not to take it but if you need it urgently it is better to take it in foreign countries

Response from 0[+++++]
you have a good credit, you should get one from Moscow. 7292238 MBRD - 9-11 with no down payment, but there is a condition that you have to pay both insurances at once. Good luck!

 

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