The author posted a question in Auto, Moto
How global is getting screwed...if you take out a car loan? and got a better answer
Response from
husband pays 9500 a month for 3 years?
Response from 0[+++++]
husband pays 9500 a month for three years.
husband pays 9500 a month for three years.
Response from 0[+++++]
If you do not stretch out the credit over the entire term and pay it faster, the interest will be less. It's quite realistic.
If you do not stretch out the credit over the entire term and pay it faster, the interest will be less. It's quite realistic.
Response from 0[+++++]
to 20 percent of the value isn't always obvious.
to 20 percent of the value isn't always obvious.
Response from 0[+++++]
I wouldn't take a car on credit.
I wouldn't take a car on credit.
Response from 0[+++++]
my dad paid 8000 for 2 years, but in fact the car is insured by the bank and the rates they have oh her and if you default, the car will be parked at the bank, this is the best case and the worst is to pay the balance and penalties, we got by with just a parking lot
my dad paid 8000 for 2 years, but in fact the car is insured by the bank and the rates they have oh her and if you default, the car will be parked at the bank, this is the best case and the worst is to pay the balance and penalties, we got by with just a parking lot
Response from 0[+]
What if you get as much info as possible from the bank or the store where you get the credit: all the insurances and commissions and how much interest you pay. Otherwise they do not say anything. And it is better not to take anything at all in the Russian Standard bank and a number of other similar banks, where there is a large overpayment without references and guarantors.
What if you get as much info as possible from the bank or the store where you get the credit: all the insurances and commissions and how much interest you pay. Otherwise they do not say anything. And it is better not to take anything at all in the Russian Standard bank and a number of other similar banks, where there is a large overpayment without references and guarantors.
Response from 0[+++++]
If you can, don't mess with it. We took out a 5 year loan and paid it off in 1.8 years. It is very exhausting psychologically knowing that you owe so much and every month you have to pay at least a minimum payment When we took the loan rates were still high in the area of 27 of course hidden this we then understood what. We took a 5 year loan and if we pay for it over 5 years the overpayment would be around 140,000 rubles. And now the rates have fallen seriously But the loans do not have to scare if you do not have another option, take it if of course the income allows, but do not forget that you will still need to compulsorily insure the machine in Casco and that is still about 12-15 thousand a year Good luck!
If you can, don't mess with it. We took out a 5 year loan and paid it off in 1.8 years. It is very exhausting psychologically knowing that you owe so much and every month you have to pay at least a minimum payment When we took the loan rates were still high in the area of 27 of course hidden this we then understood what. We took a 5 year loan and if we pay for it over 5 years the overpayment would be around 140,000 rubles. And now the rates have fallen seriously But the loans do not have to scare if you do not have another option, take it if of course the income allows, but do not forget that you will still need to compulsorily insure the machine in Casco and that is still about 12-15 thousand a year Good luck!
Response from 0[+++++]
I recommend you take a loan i.e. cash and the main thing not to mess with commercial banks - I recommend Sberbank of Russia though a long time and more certificates but the interest is open and the overpayment is minimal Example: I took 150 tons for three years for them bought a car and will pay in the end 190 for the entire period. The earlier, the less. And in Rosbank, 220 tonnes over the same period.
I recommend you take a loan i.e. cash and the main thing not to mess with commercial banks - I recommend Sberbank of Russia though a long time and more certificates but the interest is open and the overpayment is minimal Example: I took 150 tons for three years for them bought a car and will pay in the end 190 for the entire period. The earlier, the less. And in Rosbank, 220 tonnes over the same period.