The author posted a question in Goods and Services
Who is more competent to check an apartment for legal clearance: a LEGAL REALTOR BANK ADVOCATE or a NOTARIST? and got a better answer
Response from Антон Владимирович[+++++]
You see, it's not that simple: the notary - does not check the apartment Bank - does not check the apartment on their own You also can not check the apartment as it is too difficult. How will you check if the seller, for example, withdrew his data from the files of the IPA to get a certificate for the transaction with the seal in the file is not listed? You need to check through so-called special channels in the necessary structures. I will not explain what you mean here, but I think you know what I mean. Look carefully at the link video with a lecture on checks through channels, it is all very detailed, in all the details: what channels are needed, what checks are needed, what they are needed for, etc. By yourself you can take only some official certificates, such as extracts from the house book, which shows who is registered in the apartment, or extracts of the UGRP or help PND / NND. but to checks it all has nothing to do. Do not take risks! In this case, you need a professional realtor with great connections. Even ordinary lawyers or attorneys are not good helpers here - they have slightly different tasks.
You see, it's not that simple: a notary - does not check apartments BANK - does not check the apartment on their own You also can not check the apartment as it is too difficult. How will you check if the seller, say, removed his data from the files of the IPA to get a certificate for the transaction with the seal in the file is not listed? You need to check through so-called special channels in the necessary structures. I will not decipher it here but I think you know what I mean. Look at the link carefully video with a lecture on checks through the channels there it is all very detailed in all the details: what channels are needed what checks are needed for what they are needed, etc. By yourself you can get only some official certificates such as extracts from the house book which shows who is registered in the apartment or extracts from the UGRP or help PND ND. but to checks it all has nothing to do. Do not take risks! In this case you need a professional realtor with great connections. Even ordinary lawyers or attorneys are not good helpers here - they have slightly different tasks.
Lawyer
A realtor needs to sell, he may be competent, but he can cheat, a lawyer is competent in some area, and he may or may not be competent. A notary and a real estate lawyer is the way to go
Bank. In the case of a mortgage, the Bank bears the risk of losing the mortgaged property, in this case the apartment. All of the others listed do not bear any risks, at most - reputation.
Lawyer!
Nobody! Or rather everyone, including you! What does it mean to check the purity of the apartment? Prluchat information whether the apartment is not encumbered, whether the apartment is not in pledge, there is no temporarily discharged, being in prison, etc. All this information is held by the Federal Registration Service and the Passport Office. You can apply in person to the Rosreestr, pay a kopeck fee and receive information on any real estate object, for which law firms charge many thousands of rubles.
a lawyer I know with realtor experience.
Even if you have enough money to buy, it's best to take out a small portion on a mortgage secured by the apartment you're buying. In this case, the bank itself will check everything out!
If you're buying for cash, you can buy it from a notary and write in the agreement that it's not encumbered, not in a pledge, etc., and the notary should proeret and certify that everything is real. The lawyer, especially the realtor they do not need it in the hell. As an option, the bank is also a powerful structure, but there is another story
let it be a lawyer
All right Ksenia Frolova writes - really good check can be familiar cops / FSS / gangsters, and not just anyone, but someone who understands what he is doing. But your main assistant is, of course, common sense. It is difficult to cover all possible situations, even for someone who does this professionally. Include your head and run away from any option that your inner voice doesn't like. Has the apartment been resold 5 times in the last 2 years? No thanks, don't even waste your time on it, and even if the price is much lower than the market price. Someone from the registered doesn't come to meetings / viewings, and to a direct question and where Vasily Nikolaevich? follows excuses Well. he is in a long business trip, but we have from him the power of attorney. don't worry? Thank you, no. So on and on. And, of course, normal comprehensive insurance from a normal company, not Max, not rosgos, not one-day-zhyvopyrki, etc.. Yes, it will be expensive, but the nerves are more expensive.
Transactions are completed with a notary, so the notary must be knowledgeable.
kompiteniya kompiteniya, but the topic is slippery XmX
Realtor
An honest man or yourself. No one is going to explain anything to you here. Anyone listed can be involved in fraud, or trivially bought for money. Or simply be an idiot or an incompetent person. What else do you need to explain? You live in Russia, haven't you learned yet to understand that you can be shined and clothed everywhere with the latest science and technology?
Registrar
A good friend of a realtor.